Non-owner car insurance is designed for people who drive but don’t own a vehicle—like renters, borrowers, or drivers needing SR-22 coverage. It offers affordable liability protection for injuries or damage you cause while driving someone else’s car, helping you stay covered without overpaying.

While some drivers still prefer paying for car insurance with cash, most insurers no longer accept it due to fraud risks and processing issues. Digital payments are safer, faster, and often come with discounts. Free The Insurance helps drivers find better coverage and payment flexibility that meets their needs.

A no-fault accident means each driver’s policy covers their own medical costs; vehicle repairs usually follow state fault rules. Lawsuits are limited. Rates may rise with repeated claims. Know your state’s system, carry PIP/UM, and follow post-crash steps: document, report, notify, and save records.

Auto insurance rates have climbed nationwide. Coverage is up 55% since 2020, and even safe drivers are at risk of higher premiums. Increases stem from inflation, repair costs, severe weather, and risk factors like tickets or accidents. Our guide explains why rates rise, how long increases last, and how you can compare carriers to lower costs fast.

Veterans deserve auto insurance that’s affordable, flexible, and built for military life. From deployment savings to on-base discounts to cut rates for Vets, many top carriers provide tailored perks for the military community. Free The Insurance helps you compare companies side by side so you can secure the right coverage at the lowest price.

The list of auto insurance companies available varies by state, with major carriers like State Farm, GEICO, and Progressive available alongside local providers such as Farm Bureau or Fred Loya. Each state faces unique risks, from hail in Texas to snow in Colorado, so comparing quotes, discounts, and coverage options ensures drivers find the best fit.

Filing an auto insurance claim can feel stressful, but knowing how it works puts you back in control. This guide walks you through reporting, deductibles, cancellations, denials, and payouts, while showing when filing makes sense and how trusted insurers help make the process smoother.

Auto insurance costs about $150 a month on average, but your rate depends on factors like driving history, location, and coverage type. Clean records, safe cars, and smart discounts help lower premiums. Comparing carriers is key, as two identical drivers may pay drastically different rates without shopping around.

Auto repair insurance, also called mechanical breakdown insurance, helps cover costly repairs when major parts like your engine or transmission fail. Unlike warranties, it’s affordable, flexible, and often easier to manage. It’s best for drivers with limited savings, long-term loans, or vehicles prone to expensive repairs. Comparing providers ensures value.